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Why You Should Consult With an Auto Accident Lawyer Under Florida's no-fault auto insurance laws, the policy you have with your auto insurance covers property damage and injuries unless the negligent driver is not insured. This is why it's wise to consult a car accident lawyer before giving an account in writing or recorded to the insurance company. If your case is taken to court, both oral or written statements may be used against you. An experienced car accident attorney will know how to prepare and try a case to maximize the value. Damages There are two kinds of damages the victim could receive following an automobile accident. auto accident attorneys ontario are economic and non-economic. Economic damages are easily quantifiable. They include medical bills, lost wages, and repair costs for vehicles. Non-economic damages are harder to quantify. They can be characterized by pain and suffering, emotional distress and loss of enjoyment of living. An experienced lawyer for car accidents can assist victims in claiming their maximum amount of compensation. They can also advocate for a fair settlement with the insurance company of the driver who was at fault. If the insurance company does not agree to payment, they can take the case to court. A good lawyer for car accidents should ensure that the victims are compensated for their potential losses and expenses. They can do this by collecting as much evidence as they can at the scene of the accident. They can, for example take photos of the scene of the accident, and collect information from witness. This will ensure that the insurance company isn't attempting to undervalue a claim, or reject it completely. Additionally, a car accident lawyer can assist victims in calculating the full cost of their injuries. This includes the cost of past and future medical treatment, as well any expenses related to hiring someone to cook or perform chores if the victim is not able to complete these tasks. Medical bills Medical bills can quickly mount in the aftermath of a car crash. Even with no-fault insurance or a personal injury lawsuit settlement these bills will not magically disappear. You need help paying them now, not later. There are two ways to quickly pay medical bills: through your health insurance or your automobile insurance. The former is commonly referred to as Med Pay in New York, and it will cover your medical expenses after an auto accident, regardless of who was responsible for the crash. The latter is typically provided by the state (Medicare) or via an insurance plan offered by a private company. It is recommended to visit the doctor after an accident, particularly when you're feeling unwell or think your injuries aren't that severe. A quick assessment will ensure that your injuries, including internal injuries, are appropriately identified and treated. Your visit can also result in medical records that can be crucial in the event of a lawsuit. After these two avenues have been exhausted, you can look to the at-fault driver's liability insurance, if their policy will pay for your damages. Keep in mind, though that you'll need to pay your own deductible and copays first. Once you have reached an agreement with the responsible party, you will be compensated for the entire cost of the accident. This is why it's vital to keep the track of all your expenses and expenses out of your pocket. Lost wages In addition to medical expenses and property damage, a severe crash can also result in a loss of wages. If you're unable to work due to injuries from an accident, it could be a stressful task to meet your daily financial obligations. You may be forced to rely on your personal savings or borrow from relatives until your case is completed. A New York car accident lawyer will review your case to determine whether you have an adequate claim. In car accident cases the judge will award compensation damages to pay for the amount you would have earned but for your injury. Hourly wages, overtime and benefits are all part of the definition of “economic damages.” This compensation is meant to restore you to the financial situation you were in prior to the accident. A judge will calculate the amount you've lost if you are unable to work because of your injuries, by reviewing a document that confirms the plaintiff's hourly or salary and the time you were absent from work. Other evidence that is relevant could include paycheck stubs, bank statements, profit-and-loss accounts and tax returns. In addition to the loss of income, an auto accident lawyer may seek compensation for lost earnings potential. This is a complicated component of your damages, which can be difficult to prove. Expert witnesses is required. Pain and suffering You may be left with unpaid medical expenses, damage to your property, and lost income if you have an accident that is severe. Additionally, you may suffer from psychological and emotional trauma. You may be entitled to compensation for the suffering and pain you have experienced. A lawyer can help you obtain the money you're due. A lawyer can also assist you in dealing with insurance companies. Insurance adjusters are motivated by their own financial interest and will often attempt to deny or reduce your claim. A lawyer in a car accident can protect you against these tactics and negotiate for an equitable settlement of your injuries and losses. Keep track of all the expenses and damage to property that you incurred as a result of the accident. This includes medical bills, repair estimates, and receipts for any damaged items. It is also essential to take photos of the scene of the accident and your injuries. It is also important to avoid talking to anyone about the incident with the exception of police and medical professionals. A lawyer can also help determine who is liable for the accident. New York is a state which uses “comparative negligence”, which means that the amount you are awarded for damages will be reduced by the percentage of your fault. In certain cases a corporation, a city or state agency or an sanitation company or public transportation service could be the liable party.